01 // Insurance · Exclusive Pay Per Lead

IUL Leads. Posted in Real-Time.

Ring on Demand routes exclusive, real-time IUL leads straight into your CRM — sourced, screened, and consent-stamped before the line opens. Income-qualified consumers shopping indexed universal life for tax-advantaged cash value.

  • Real-time delivery
  • TCPA-compliant
  • Exclusive — 1-to-1
  • Live Instantly
NEW LEAD
just now
MT

Marcus T.

Mass-affluent consumer · Tampa, FL

INTEREST

IUL / Tax-Free Income

BUDGET

$300–$600/mo

AGE

48

ZIP

33629

Exclusive LeadHHI $75k+High Intent
Posted to your CRM in 0.8s

IUL contact rate

94%

live across active iul programs

Avg form completion

2.2 min

self-initiated, full intent

Coverage

45 states

IUL licensed footprint

Avg AP per close

$1,200

weighted across carriers

Auto-credit buffer

60/60s

source-matched for iul

Dispute resolution

60 min

99.6% credited same-day

02 // the inbound lead

One product. Three things we won't compromise.

We sell IUL leads — nothing else. Every one we route is exclusive, compliance-stamped, and delivered in real time. That's the whole product.

INB.01

Exclusive

Every lead is dispatched 1:1. We do not aggregate, resell, or recycle. The prospect has not been called by three other agencies in the last hour.

INB.02

Compliant

TCPA express written consent, recorded verification, and DNC + SAN scrubs on every campaign. Audit-grade paper trail.

INB.03

Real-time

From end of qualification to post in your CRM in under two seconds. Intent is still hot when you make contact.

03 // operating procedure

Three stages. Zero noise on your floor.

A compliance-first pipeline runs every IUL lead — from the prospect raising their hand to the post into your CRM.

01 · CAPTURE

A real IUL prospect submits a form.

Our internal media team runs compliant ad placements — search, social, OTT — that point at tracked landing pages. The prospect fills out the form first; intent is self-initiated, not pushed.

Checklist

  • Tracked landing pages
  • TCPA consent captured
02 · BRIDGE

We post the lead into your CRM.

Form-fill leads post in real time to your CRM with full TCPA consent attached. No batching, no shared distribution.

Checklist

  • JSON post to any endpoint
  • TCPA consent attached
  • Real-time delivery
03 · SETTLE

You only pay for what was real.

Drops inside the buffer, dead air, wrong-state leads, and duplicates auto-credit. Disputes resolve same-day. Performance reports run continuously, not at month-end.

Checklist

  • Source-matched auto-credit buffer
  • Same-day dispute resolution
  • Realtime performance report

04 // why inbound beats cold lists

Top IUL producers stopped chasing cold lists.

Inbound Leads

  • IUL consumers raise their hand and ask for help
  • Better data, warmer conversations
  • No chasing, no begging, no cold lists
  • Spend time closing, not hunting
  • Built to scale without burnout

Cold dialing

  • Buying aged shared leads all day
  • Fighting rejection for hours
  • Sounding like every other rep
  • More time chasing than closing
  • Burned out before lunch

05 // operator feedback

What the IUL floor actually says.

"Mass-affluent callers asking about tax-free retirement income — that's the IUL avatar. Closed 3 my first week."
DW
Damien W.
IUL Specialist · TX
"HHI-qualified leads posting directly into my CRM. No more chasing wrong-fit prospects."
RS
Rachelle S.
Senior IUL Agent · CA
"Average case size $185/mo. These are real IUL conversations."
TP
Theodore P.
IUL Producer · FL
"My closing ratio doubled the day I switched to Ring on Demand IUL leads."
MF
Monica F.
Licensed IUL Agent · AZ

06 // book a demo

Pick a time for your IUL demo.

30 minutes. We'll walk you through volumes, pricing, sample leads, and how to get live — usually within 48 hours.

No credit card required · Start receiving leads today

// book your slot

IUL Lead Demo

30 min · Zoom or phone

July 2026
Sun
Mon
Tue
Wed
Thu
Fri
Sat
Select a date to see available times.

07 // frequently asked

Anything else worth asking.

F.01What does Ring on Demand actually sell for IUL?+

exclusive pay per lead — that's the entire product. Real IUL consumers, qualified, and posted into your CRM in real time. No aged data. No shared records.

F.02Are the leads exclusive?+

Yes. Every lead is dispatched 1:1. We do not aggregate, resell, or recycle. 90-day dedupe window across the entire network.

F.03What happens if a lead drops or is misrouted?+

Anything inside our source-matched buffer auto-credits — no ticket needed. Wrong-state, dead-air, or duplicate? Same-day dispute resolution, credited back to your balance.

F.04How is compliance handled?+

Every record carries TCPA express written consent and recorded verification. DNC + SAN scrubs run on every campaign before a number is ever dialed.

F.05How fast can I go live?+

Most IUL buyers are receiving leads within 48–72 hours of signing. We need your states, caps, hours, and routing destination — that's it.

F.06How do I take delivery?+

Real-time JSON post to any endpoint, plus native integrations for the major CRMs.

Trusted by IUL operators running exclusive leads

TI
TruWealth IUL AdvisorsIUL
HI
Heritage IUL GroupIUL
HW
Hometown Wealth AdvisorsIUL
LI
Liberty IUL PlanningIUL
MW
Magnolia Wealth & IULIUL
CI
Capital IUL AdvisorsIUL
CW
Cornerstone Wealth GroupIUL
PI
Patriot IUL ProsIUL
AW
Anchor Wealth AdvisorsIUL
LI
Lighthouse IUL GroupIUL
SI
Sunbelt IUL PlanningIUL
BW
Beacon Wealth AdvisorsIUL
TI
TruWealth IUL AdvisorsIUL
HI
Heritage IUL GroupIUL
HW
Hometown Wealth AdvisorsIUL
LI
Liberty IUL PlanningIUL
MW
Magnolia Wealth & IULIUL
CI
Capital IUL AdvisorsIUL
CW
Cornerstone Wealth GroupIUL
PI
Patriot IUL ProsIUL
AW
Anchor Wealth AdvisorsIUL
LI
Lighthouse IUL GroupIUL
SI
Sunbelt IUL PlanningIUL
BW
Beacon Wealth AdvisorsIUL

READY · TRANSMIT

Open your CRM. We'll keep it filling.

Reserve your spot on the IUL program. We'll reach out as access opens for your states.

// more insurance verticals

Buy adjacent Insurance production.